BLIK in Shopify: A Comprehensive Guide for Polish Online Stores
BLIK is currently one of the most popular payment methods in Poland, especially in e-commerce. In 2024, users made over 2.4 billion BLIK transactions, including 1.2 billion in online stores. On average, over 22 BLIK transactions are made per second in Poland, and in the e-commerce sector, BLIK is responsible for over 60% of all mobile payments. For owners of online stores based on Shopify, integrating BLIK can significantly improve conversions and reduce the cart abandonment rate. In this guide, we explain how to implement BLIK in a store on Shopify, what integration methods are available, what the returns process looks like, and we compare the price lists of the following operators: Shopify Payments, Tpay, PayU, and Przelewy24.
April 16, 2025
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Marcin Luks
How to integrate BLIK with Shopify?
1. Shopify Payments (BLIK as a local payment method)
Availability: For merchants in Poland with active Shopify Payments and PLN currency.
Activation: In the Shopify admin panel: Settings > Payments > Shopify Payments > Manage > Local payment methods > Activate BLIK.
Customer experience: BLIK appears directly on the checkout page. The customer enters the 6-digit code from the banking app and authorizes the payment.
Minimum commission: from 1.4% (lower rates with higher Shopify plans)
Required store currency: PLN
BLIK commissions in Shopify Payments - according to the Shopify plan:
2. Tpay (BLIK via payment gateway)
Integration: Through the Tpay application in the Shopify App Store.
Customer experience: After selecting Tpay, the customer is redirected to the gateway, where they select BLIK, enter the code and confirm the payment.
Advantages: Support for multiple payment methods in one place.
Commission: from 1.59%, depending on the industry, turnover and negotiations
3. PayU (BLIK as a separate method)
Integration: Through the PayU app in the Shopify App Store.
Customer experience: Blik appears directly on the checkout page or after selecting PayU, the customer can choose BLIK as a payment method. Then you are redirected to the eblik.pl website where you select BLIK, enter the code and confirm the payment.
Advantages: Possibility to offer BLIK as a separate payment option.
Commission: from 1.69%, depending on sales volume and sector
4. Przelewy24 (official integration with Shopify)
Integration: Official Przelewy24 app available for Shopify.
Customer experience: After selecting Przelewy24, the customer is redirected to the gateway, where they can select BLIK and make a payment.
Advantages: Support for many payment methods, including BLIK, fast transfers, payment cards, and deferred payments.
Commission: from 1.9%, depending on business size and business model
BLIK payment refunds in Shopify
Shopify Payments
Refunds made directly from the Shopify panel.
Support for full and partial refunds.
Maximum time to make a refund: up to 120 days from the transaction.
Processing time: usually immediate.
Tpay / PayU / Przelewy24
Refunds processed from the operator's panel.
Waiting time: from several hours to several business days.
Shopify does not support refunds from its panel with these integrations.
No official time limit for refunds (dependent on the operator).
Table: Comparison of BLIK integration methods in Shopify
Commissions may vary depending on individual agreements with payment service providers.
Interesting facts about BLIK
Polish technology: BLIK was created by the Polish Payment Standard and is developed in cooperation with the largest banks in the country.
Foreign expansion: Cooperation with Checkout.com and Adyen enables BLIK acceptance in selected foreign stores.
Contactless BLIK: Enables contactless payments in POS terminals on Android.
Transfers to a phone number: BLIK transfers to a phone number are one of the most frequently used ways to transfer money between private individuals.
No chargebacks: BLIK transactions are not subject to the chargeback procedure, which reduces the risk of abuse by customers.
Summary
Integrating BLIK in Shopify is not only possible, but also profitable. Depending on your business model, you can choose a solution tailored to your needs: from full integration with Shopify Payments to popular Polish payment gateways. It is crucial to take into account the cost aspect, the convenience of handling returns and the expectations of your customers.
If you run an online store and want to increase your conversion rate, implementing BLIK should be one of your priorities.
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